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Women are now entering the labour force in large number in many areas which can be said as rural transformation. Group savings and their action will be removed the course of money lenders. This system is organised thrift and savings can be informal banks for the poor and of the poor. There are three functions of self - help groups. It include organisational, economical and social. In tamilnadu the SHGs were stated in 1989 at Dharmapuri district. At present 1.55 lakhs groups are functions with 31.77 lakhs members. The SHGs are an efficient platform for delivering financial services to poor, remote areas with little or no micro finance infrastructure. SHGs provide to solve the problems of women in general.